Overview

Two significantly similar cars, no doubt about that. Still, each one has something different to offer. Having both cars powered by diesel engines and utilizing the 5-door hatchback body style within the same 'Large family car' segment, the only major difference here really is their wheel drive configuration (rear for the BMW and 4 x 4 in the case of the Opel). The first one has a BMW-engineered powertrain under the hood, a 4-cylinder, 16-valves 190hp unit, while the other one gets its power and torque from a 4-cylinder, 16-valves 195hp engine designed by FIAT.

Safety

The fact that the Opel got tested by the European New Car Assessment Programme (Euro NCAP), while the other contender didn't, puts it sky-high safety-wise, in my eyes at least. Still, apart from the official crash test results there are other things we need to be aware of. Both vehicles belong to the large family car segment, which is generally a good thing safety-wise, still it doesn't help us solve our dilemma, does it? On the other hand, if we'd like to consider vehicle mass in this context too, which we definitely should, Insignia offers a considerable difference of 15% more metal.

Reliability

Reliability is not the best thing to consider on the make level, but it is worth mentioning that Opel does have a slight advantage, at least on all of the models level. These are the official statistics, while our visitors describe reliability of BMW with an average rating of 4.1, and models under the Opel badge with 4.2 out of 5. The same official information place 4 Series Gran Coupe as average reliability-wise, and Insignia 16% below the first one. We should definitely mention that owners of cars with the same powertrain as 4 Series Gran Coupe rank it on average as 3.6, while the one under the competitor's bonnet gets 5.0 out of 5.

Performance & Fuel economy

BMW is undoubtly more agile, reaching 100km/h in 1.5 seconds less than its competitor. In addition to that it accelerates all the way to 240 kilometers per hour, 15km/h more than the other car. When it comes to fuel economy the winner has to be 4 Series Gran Coupe, averaging around 4.2 liters of fuel per 100 kilometers (67 mpg), in combined cycle. We can't ignore that 45% difference compared to Insignia.

Verdict

Opel is apparently more reliable, not too much, but just enough. The most important thing when deciding between any two vehicles should always be safety, both passive and active. In my opinion, everything taken into account, Insignia beats the other contender by far, making it the best choice without even considering other things. From there things take a different direction, with BMW outracing its opponent in any situation possible, making it better choice for boy racers. To make things even better, it consumps less fuel! It's really tough to make a final decision here, but if I'd need to, I'd say Opel. In any case that's my personal view, built upon all the data available to me. What should decide here though is the way you feel about the two vehicles, and I hope you'll find my guidelines useful in the process. In case you have two minutes to spare I invite you to define your needs, desires and budget and see which car would be chosen by the virtual adviser™, out of 12.000+ vehicles we currently have in our database.